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1155 Kelly Johnson Blvd, Suite 440
Colorado Springs, CO 80920



Your home is likely the most valuable investment you’ll ever make. Likewise, finding insurance that works for you will protect you against a range of scenarios including natural disasters, break-ins, and lawsuits. Here at Alliance Insurance of the Rockies, we explain the value of different home insurance policies, empowering our clients to make economic decisions.

We are proud to match you with the best home insurance in Colorado Springs, and we will be able to help you make those decisions with our expertise in the industry. Our team of dedicated home insurance brokers will find you the best homeowners insurance policies, so you can live in your home comfortably. We are located in Woodland Park, CO, and offer customizable home and auto insurance plans to all of Colorado and serve our community proudly! 

Is Your Insurance Protecting You?


At Alliance Insurance of the Rockies, we help you navigate home insurance, providing you with the most beneficial options possible. We walk you through what your coverage means, help you find home insurance discounts, and even work together to bundle home and auto insurance. Home Insurance is designed to protect you, your assets, and your loved ones, so you never have to worry about the unknown.

Protect Your House & Belongings

Dwelling coverage includes the coverage of your home itself, including other attached structures like a shed, or a front porch. It also reimburses you for stolen or damaged belongings. Ideally, your coverage will equal your home’s rebuilding cost to ensure you are completely covered.

Protect Yourself & Your Loved Ones

If you or anyone else are injured on your property, medical payments will cover you. In addition, home liability insurance covers you against lawsuits, if someone is injured while on your property. Ideally, your liability coverage will match your home’s net income.

Cover Against Times of Hardship

When you are forced to vacate your home, say when your home is leveled by a fire, loss of use coverage will reimburse your living expenses until your home is rebuilt. This includes groceries, hotel fees, and more. Typically, your coverage should be at least 20-30% of your home’s insured value.


For dwelling coverage, you should invest enough coverage to pay for your replacement costs. Replacement costs are the expenses to completely rebuild your home. If your coverage doesn’t exceed your replacement costs, you may find yourself out a lot of money. To get an estimate of your home’s replacement cost,  we recommend having an expert independent insurance agent come to your home and give you an estimated replacement cost. Dwelling insurance should match this.

You should have enough personal property insurance to cover all of your belongings, including furniture, appliances, clothes, and more. To avoid underinsuring your property, take an inventory of everything in your home, photographing and detailing every item you can. Be detailed in your inventory to ensure your reimbursement check will cover your lost assets in the case of a robbery or a natural disaster.

Liability insurance covers medical expenses and possible charges brought against you by a person injured on your property. The minimum liability coverage is $100,000, however we recommend investing as much as you can, simply because medical and lawsuit expenses add up quickly. Liability coverage is typically lower than other premiums.

Adding security features including smoke detectors, burglar alarms, water safety systems may get you a discount with an insurance company. In addition, here at Alliance Insurance of the Rockies, we provide exceptional value to our customers with bundle packages that allow you to save money on your auto and home insurance at the same time.


Request A No-Obligation Home Insurance Quote

Here at Alliance Insurance of the Rockies, we believe in providing the best coverage possible at the best price. We strive to do this by protecting our clients against overpaying into policies that don’t work for them. Our dedicated home insurance brokers in Colorado Springs will spend the time needed to find the perfect home insurance plan to fit your needs. To get a quote, simply fill out the form to the right and let us know what we can do for you. We’d love to speak with you soon. 

Road Wreck Reveal: Uncover Accident Stats

Car accidents are a common occurrence on roads and highways across the United States, and they can have devastating consequences for those involved. Test your knowledge of car accident statistics with this quiz and discover the surprising facts and figures that may just save a life.