Did you know that motorcycle insurance is required for riders in Colorado? Not only is insurance a requirement, but it also provides you with a ton of benefits. Motorcycle insurance helps you ride your motorcycle with peace of mind. In the event of a motorcycle accident, loss, theft or damage, motorcycle insurance provides financial protection. Depending on the type of insurance policy you want and the type of motorcycle you own, your motorcycle insurance policy will vary in price and level of protection. At Alliance Insurance of the Rockies, we’ll help you pick the motorcycle insurance policy that’s right for you!
Whether your motorcycle is your primary mode of transportation or you only ride once in a blue moon, having a motorcycle insurance policy will help protect you and your bike. Motorcycle insurance policies vary both in price and level of protection. Depending on your needs, Alliance Insurance of the Rockies will help you choose the best policy for your situation.
Colorado is one of the most popular spots in the nation for motorcycle touring. Motorcycle rides in Colorado take you through beautiful windy hills where you have a perfect view of breathtaking mountainscapes. When going on a motorcycle ride in Colorado, it’s important to make sure that you’re properly protected.
Motorcycle insurance is required in Colorado and you must have proof of insurance before you can register your motorcycle. If you’re caught riding uninsured, you face multiple consequences, including fines and license suspension. If you’re involved in an accident while riding your motorcycle and you don’t have insurance, you may have to pay out of pocket for damages and medical bills.
In Colorado, you’re required to carry liability insurance as a motorcyclist. As a motorcyclist in Colorado, you must carry the following liability insurance:
According to the Colorado Department of Motor Vehicles, you must also have a motorcycle license, also known as a motorcycle endorsement. You can add a motorcycle endorsement to your existing license in two ways:
As a motorcyclist in Colorado, you have a responsibility to carry proof of insurance with you at all times. If you ride a motorcycle without insurance in Colorado, you face the following penalties.
A minimum fine of $500
A minimum fine of $1,000
A minimum fine of $1,000
Four points added to your driving record
License suspension for four months
Possible license suspension
License suspension for eight months
Every motorcyclist’s worst nightmare is being involved in an accident, or being pulled over, only to have no motorcycle insurance. To avoid preventable fines, and to be able to ride with confidence, it’s important to have a motorcycle insurance policy that meets your needs. At Alliance Insurance of the Rockies, our team of insurance experts is prepared to discuss your insurance options with you and help you find an adequate motorcycle insurance policy. Make sure to fill out the form to speak with the best motorcycle insurance brokers in Colorado Springs!