Colorado is one of the most scenic states in the country, and because of that, most people have recreational vehicles to go and explore. From Garden of the Gods RV Resort to Black Bear RV Park, many places make it extremely easy for adventurers like you to travel around the state. However, you need RV insurance to feel protected traveling in your RV.
There are various RV insurance options depending on your vehicle type and the kind of coverage you want. The experienced insurance brokers at Alliance Insurance of the Rockies can match you with a policy that’s perfect for you and your needs!
RV insurance is unique because it acts as a combination of auto insurance and home insurance. RVs function in both capacities; therefore, RV insurance policies have qualities you may recognize as part of your other policies. It’s essential to explore your options and choose a policy that will work best for you.
Yes, at a minimum, you must have liability coverage as part of your RV insurance policy.
RVs get segmented into a class based on their size and amenities. So your RV is either Class A, B, or C.
Unlike RVs, fifth-wheel trailers don’t require insurance coverage. However, if you don’t have a trailer insurance policy, then any damage to your fifth-wheel trailer will be your responsibility.
Unfortunately, most RV insurance policies don’t cover mold and mildew damage.
Your insurance provider will consider many factors when determining the cost of an RV insurance policy, including RV class, driving history, intended RV use, and policy limits and deductibles.
Some insurance providers have a storage option for RVs, so you can pause your insurance policy’s collision and liability coverage while not actively using your RV.
Alliance Insurance of the Rockies will ensure you get the best RV insurance policy based on your needs and intended RV use. As an RV owner, it’s crucial to have an affordable policy that offers the proper protection. To learn about your insurance options and make sure you have the best insurance experts on your team, either fill out the form or call us today!