Next-Level Flood Insurance to Protect El Paso County Homes

Peace of Mind and Comprehensive Coverage for Every Colorado Resident

Colorado is one of the most beautiful places in the world, with Colorado Springs and El Paso County near everything from gorgeous forests to snow-topped mountains. Unfortunately, we also get a lot of rain that can threaten with a flood at a moment’s notice. Thankfully, Alliance Insurance of the Rockies can provide flood insurance and flood protection to help you against burst pipes, natural disasters, and severe water damage.

Our team of dedicated insurance agents can find the insurance coverage you need, providing individualized protection with next-level quality and five-star service. With specialized insurance protection in a high-value policy, you get the protection you can trust paired with personalized policies, individualized protection, and excellent customer service from a team of true insurance pros. We’ll help you along every step of the way to protect your home!

Is Your Insurance Protecting You?

Alliance Insurance of the Rockies Provides Excellent Water Damage Protection in Colorado Springs

How We Can Help Protect Your Home From Water Damage

Alliance Insurance of the Rockies will protect El Paso County residents by providing flood insurance to protect against natural disasters, burst pipes, and other types of water damage. These policies offer things like loss of use coverage and come with reasonable deductible options and payments to provide flood protection you can trust. We partner with the best insurance providers to help our insurance agents offer personalized policies to you.

Homeowner’s Flood Insurance

If you own your home in Colorado Springs, Colorado, we can provide individualized protection for problematic floods. Our insurance coverage will cover most flood damage, including problems with your home’s structure and belongings, and help with loss of use coverage if you relocate temporarily after a flood. Our excellent customer service will offer specialized insurance protection with a high-value policy that meets your needs.

Renter’s Flood Insurance

Do you rent your home in El Paso County and worry about how a flood could hit you? Alliance Insurance of the Rockies can provide you with a renter’s insurance policy that offers next-level quality and protection you can trust. Our five-star service team will help you choose a policy that effortlessly meets your needs by focusing on your budget and flood zone rating. When you’re done, you’ll have coverage that pays for just about everything in your rented home.

What Flood Protection Covers for Colorado Springs Homes

How Allied Protects El Paso County Residents

Alliance Insurance of the Rockies can help Colorado Springs, Colorado, residents and anyone in El Paso County find flood insurance that provides maximum insurance coverage against natural disasters, burst pipes, and all types of water damage. Knowing what your flood protection covers is vital because it can affect your deductible and other payments and might take you by unhappy surprise. Your individualized protection should pay for:

What Might Not Be Covered

Floods Can Happen at Any Time in Colorado Springs

Flood Insurance is Essential for All El Paso County Homes

Colorado Springs, Colorado, residents know that floods can happen at the most unexpected times in El Paso County. Alliance Insurance of the Rockies can ensure you find the best flood insurance policies by providing excellent customer service with next-level quality in all our flood protection. As the most common of all types of natural disasters in the US, floods require insurance coverage that can reduce your danger and keep you safe and protected.

Times You’ll Wish You Had Flood Protection in El Paso County

Getting a high-value policy for floods from insurance agents you can trust can protect you in many different scenarios, including when:

Melting snow and ice in the fall and winter floods your home

Heavy rains after a lengthy draught impact your house and cause heavy damage

Severe storms, including tornado-like weather, sweeps through the region

A severe wildfire destroys plants and impacts water runoff protection

Land development projects create less soil to soak up rainwater

Sewer backups caused by unexpected floods or burst pipes in your home

Don’t Assume Your Home Insurance Protects You From Floods

Many homeowners make the mistake of thinking that their home insurance protects them from water damage caused by natural floods and burst pipes. However, that’s simply not the case. Even the most individualized protection from your home insurance policy rarely covers floods. Instead, you must buy specialized insurance protection for floods, including loss of use coverage, to get the protection you can trust against dangerous home flood scenarios.

Flood Damage Is Expensive to Fix

Why Flood Insurance is Not a Luxury in El Paso County

We get it if you’re worried about your deductible or insurance payments on personalized policies. Alliance Insurance of the Rockies knows flood insurance can seem expensive. However, according to the Federal Emergency Management Agency (FEMA), even one inch of water in your home can cause $25,000 worth of damage or more. With our five-star service, we’ll keep you safe from this danger and insure your home against devastating floods and disasters.

Frequently Asked Questions About Flood Insurance

What You Need to Know About Flood Protection

At Alliance Insurance of the Rockies, we can help Colorado Springs, Colorado, and El Paso County residents find flood insurance with next-level quality. Our excellent customer service focuses on providing specialized insurance protection with a high-value policy that makes sense for you. If you’re still on the fence about this type of insurance coverage, read the following answers to the questions our insurance agents field on this protection.

Are floods really common in Colorado?

According to the Colorado Water Conservation Board, 267 cities and towns in the state are prone to floods, including areas in all 64 counties. Yes, Colorado Springs and El Paso County are among them, so make sure your policy is up to date to stay safe.

Will my homeowner’s insurance cover floods?

Most of the time, your home policy won’t provide flood protection against burst pipes, natural disasters, and other types of water damage. You must buy separate insurance coverage to pay for these things, including loss of use coverage and individualized protection.

Do I really need flood insurance?

Flood insurance provides protection you can trust against various types of water-related problems. Even if you don’t live in a flood zone or near the coast, getting this protection is critical. Once you pay your deductible and other payments, your policy is there to help.

What should I consider when buying flood protection?

Pay close attention to your policy’s deductible and any other payments you need to make. Read through the policy carefully to see what’s protected, and add riders if you’re concerned. You can call us at 719-310-2647 to learn more about your protection levels! In the meantime, you can make emergency, temporary repairs, such as boarding up windows. Contact the police, file a report, and contact your insurance representative if you had property stolen.

How long will it take for my policy to go into effect?

Our five-star service team strongly suggests getting insurance as soon as possible. Most flood plans have a 30-day waiting period before it goes into effect. Any delay in coverage could impact you dearly, so make the smart choice and buy a policy as soon as possible to stay safe.

Why is it better to pay more for flood insurance?

By buying better insurance for your home, you protect yourself and your family from unknown situations. Adding extra riders and more protection helps you plan for severe floods and minimize your risk of problems. We can help you make informed decisions about your policy.

Why do I need an elevation certificate?

An elevation certification includes essential information about your property that assesses whether you’re in a high-risk flood area. These details can impact things like your policy’s cost, so make sure that you work with us to get protection that makes sense for your needs.

Are sewer problems handled by flood insurance?

Sewage backups often require a specialized endorsement on your policy to keep you safe. If you’re worried about your sewer backing during a flood and want to be safe, it’s critical to contact us to learn more about your protection and minimize potential complications.

What can I do to stay safe against floods?

Besides buying flood insurance from Alliance Insurance of the Rockies, it’s essential to pay attention to warning signs like wildfires, heavy rains, and droughts. Burned soil, in particular, can increase flood risk, so pay close attention to the area’s news reports to stay safe from floods.In the meantime, you can make emergency, temporary repairs, such as boarding up windows. Contact the police, file a report, and contact your insurance representative if you had property stolen.

What makes you different from other companies?

Alliance Insurance of the Rockies has 25 years of experience as an independent insurance company. We never try to upsell our customers and work hard to meet their needs. This way, you get the flood help you need from a trusted insurance provider.

Trusted Carriers for Your Flood Protection in Colorado

Companies You Can Trust to Help You in Floods and Natural Disasters

Our team at Alliance Insurance of the Rockies works with some of the most trusted insurance providers in Colorado to provide El Paso County residents with the flood protection they need. These include nationally recognized experts who can set you up with a robust policy that keeps your home and belongings safe. Read on to learn more about these different providers, including some of the biggest and most recognized names in insurance today.

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What Our El Paso County Customers Say About Us

Why We’re the Most Respected Insurance Team in Colorado Springs

Alliance Insurance of the Rockies is known for its five-star service, which provides specialized insurance protection from insurance agents who know their stuff. Our excellent customer service when selling a high-value policy is legendary, and our reviews back us up. If you want protection you can trust from personalized policies, read the testimonials here to learn why so many of our customers come back to us for their flood insurance needs.

Carl helped me to find the right insurance for my business. He was amazing! He took his time, compared different options and made sure I had the best coverage. I sure will go back for all my other insurance needs!

Carl is the best in the Business. His many years in the industry makes him very knowledge and an asset to all his clients, not only with his customer service but his drive to make sure his clients get the best price for the best coverage. Recommend Carl without reservations!

Larry has been my insurance guys for several years. He has always been great, very professional and knowledgeable. He knows his business inside and out and cares about his clients as well. I'd recommend him to anyone for their insurance needs!

They do an excellent job of responding to customer needs and also provide many options that are best for the customers. A great office to work with.

I've been with them for many years. The new owners are really on top of things and doing a great job.

Let Us Protect Your Colorado Springs Home From Floods

Please don’t hesitate to contact us at Alliance Insurance of the Rockies if you want flood insurance to protect against burst pipes, water damage, and natural disasters. Our five-star service plans will help you balance your deductible, find necessary payments, and create individualized protection for things like loss of use coverage and more. Call us at (719) 687-6364 for flood protection insurance coverage with next-level quality.

(719) 687-6364

Mon - Fri: 9:00 - 5:00