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1155 Kelly Johnson Blvd, Suite 440
Colorado Springs, CO 80920

UMBRELLA INSURANCE COVERAGE IN COLORADO SPRINGS

WHAT IS AN UMBRELLA POLICY?

Alliance Insurance of the Rockies understands how confusing it can be to choose insurance policies that are right for you and your family. As part of our mission to help you find coverage that fits your unique needs, we’re here to educate you on the many different types of insurance policies, including umbrella policies. Umbrella insurance policies provide additional protection for auto insurance and home insurance policyholders. Umbrella policies go above and beyond standard insurance policies to be able to provide additional liability coverage.

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Is Your Insurance Protecting You?

HOW DOES AN UMBRELLA POLICY WORK?

People purchase umbrella insurance policies to be able to protect their assets. If you’re ever in a situation where you’re sued for an amount that exceeds the liability limits of your other insurance policies, your umbrella policy will help pay the amount you owe. If your car insurance, home insurance, or boat insurance doesn’t have enough coverage to cover what you owe, your umbrella insurance will pay the difference between your primary insurance policy and the remainder of what you owe.

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WHAT WILL MY UMBRELLA INSURANCE POLICY COVER?

Umbrella policies are designed to protect you and members of your household against personal injury lawsuits. Certain umbrella policies also cover damage to someone else’s property, defamation claims, and landlord liability. Usually, umbrella insurance policies also cover legal fees. The various fees most umbrella policies cover include:

  • Funeral costs if injuries you caused resulted in a fatality
  • If you’re a landlord, injuries or property damage endured by a tenant
  • Slander and libel lawsuits
  • Lost income to others

UMBRELLA COVERAGE FAQ

OUR CARRIERS

Request A No-Obligation Umbrella Insurance Quote

Alliance Insurance of the Rockies is here to help you find insurance policies that protect you and your family. With over 25 years of experience, we’re prepared to help you explore your insurance options, and help you find a policy that adequately protects your assets. If you’re interested in learning more about how you may benefit from an umbrella policy, contact our knowledgeable team today by filling out the form!

Road Wreck Reveal: Uncover Accident Stats

Car accidents are a common occurrence on roads and highways across the United States, and they can have devastating consequences for those involved. Test your knowledge of car accident statistics with this quiz and discover the surprising facts and figures that may just save a life.